Student Loan Calculator
Extended Grad
Lowest monthly
$67.22
1.5% of monthly AGI
$71,043.52
25 yrs
$0.00
IDR term or PSLF when selected
Repayment Plan Comparison
Plan results use the balance entering repayment: $30,000.00.
Standard 10-Year
Fixed
First payment
$325.58
Last payment
$325.58
Total paid
$39,069.46
Interest paid
$9,069.46
Payoff
10 yrs
Forgiveness
$0.00
Graduated 10-Year
Graduated
First payment
$227.63
Last payment
$472.01
Total paid
$40,654.06
Interest paid
$10,654.06
Payoff
10 yrs
Forgiveness
$0.00
Extended Fixed 25-Year
Fixed
First payment
$184.23
Last payment
$184.23
Total paid
$55,267.87
Interest paid
$25,267.87
Payoff
25 yrs
Forgiveness
$0.00
Extended Graduated 25-Year
Graduated
First payment
$67.22
Last payment
$599.31
Total paid
$71,043.52
Interest paid
$34,434.38
Payoff
25 yrs
Forgiveness
$0.00
Income-Based Repayment
Income-driven
First payment
$258.83
Last payment
$146.58
Total paid
$40,492.92
Interest paid
$10,492.92
Payoff
11 yrs
Forgiveness
$0.00
Pay As You Earn
Income-driven
First payment
$258.83
Last payment
$146.58
Total paid
$40,492.92
Interest paid
$10,492.92
Payoff
11 yrs
Forgiveness
$0.00
Income-Contingent Repayment
Income-driven
First payment
$285.05
Last payment
$285.05
Total paid
$41,047.44
Interest paid
$11,047.44
Payoff
12 yrs
Forgiveness
$0.00
Repayment Assistance Plan
Future
First payment
$229.17
Last payment
$80.45
Total paid
$41,240.62
Interest paid
$11,240.62
Payoff
10 yrs 11 mo
Forgiveness
$0.00
Tiered Standard
Future
First payment
$206.37
Last payment
$206.37
Total paid
$49,527.89
Interest paid
$19,527.89
Payoff
20 yrs
Forgiveness
$0.00
- Total paid
- Forgiveness
- Balance
- Paid